Loan for funeral or burial
How much does a funeral or funeral cost? Dying in São Paulo or depending on the region of Brazil, the cost can start at R $ 250 and reach R $ 25 thousand according to the financial profile of the family of the deceased. In general, funeral directors are charged some services and products that are included in the costs to their families.
Other costs may also include the total amount charged, including additional or optional service costs, such as transportation of the remains, embalming and other preparations, use of the funeral parlor for visits, ceremonies or memorial service, use of equipment and personnel for a burial service, use of a hearse, casket or urn, and cremation or burial.
There are also cash advances of fees charged by the funeral home for goods and services from outside suppliers on their behalf, which includes wreaths and body preparation. Some funeral homes charge the cost for the items they buy on your behalf, others add a service charge to the total cost.
It really is a sad fact that we all need to deal with, however, knowing exactly what to do, when and how to do to bury a family member can help minimize the tension of the moment and the pain of family loss. We can not forget that beyond the immeasurable pain, death involves many expenses, the average is two to four thousand reais.
However, for those who have money left over, some burials can reach up to $ 30,000 or more, depending on the casket (burial casket or just for wake), transportation service, burial fees and floral ornaments. For most Brazilian families having to pay between $ 2,000 to $ 4,000 or more than that to bury a relative is not really feasible. If this, unfortunately, happens to you, you must know what to do in the hour of despair.
Death or funeral insurance policy of the deceased.
Check to see if there is a funeral insurance or life insurance in the name of the deceased that covers a part or totally the burial and wake costs. Talk to the bank or family broker in person or over the phone to examine all the details, limitations and stipulations attached to all policies to know what exactly is and is not insured.
Low Cost Burial Options
Usually creaming the body can come out much more than bury the body in an urn, needs to analyze and check if the religion of the deceased or relatives agree to it. If it is not necessary to embalm the body, consider a ” simple burial ” where you do not need to spend with special care, tombstone or expensive chests. You can also buy a more modest coffin with affordable price over the internet.
Loan for funeral or burial
If you possess a good credit score and are willing to take out a personal loan, even if it is those loans to negatives with dirty name, access your bank or lender that financing options with quick release or in a financial credit like stores of Credita.
It is not interesting to take a loan for funeral or burial with cash withdrawals made with a credit card, interest rates are much higher than a bank loan and cheaper than using the card for expenses. It really is not easy, by choosing the personal loan guarantee that you will not end up getting into debt for many months or even years.
Money with family members and relatives
You do not have a credit card, you can not get a loan for the bad, the financial, or the loan sharks, so you do not have to pay for the burial alone unless you want to do it. Consider asking family members (burial kit) to help with burial and wake-up expenses. Let someone next in charge of the fundraiser and make sure about how much each person can contribute and write down on a paper, to know how much they will miss.